LAKELAND BANK HAS JOINED PROVIDENT BANK!

As a Relationship Manager in Commercial Lending you will develop commercial loan requests from centers of influence, existing customers and other sources.  The ideal candidate is able to underwrite specific credit requests for Commercial & Industrial, Owner-Occupied Real Estate and Equipment Financing. The RM will prepare and present loan offerings to designated levels of authority. Manage the entire credit approval process through closing by directing administrative staff and/or legal counsel. Monitor and maintain relationships to insure timely loan administration which may include repayment, receipt of required financial updates, detection of potential problems and opportunities for additional business. Refer and/or cross-sell other-bank services. Active involvement in community and business organizations is encouraged. Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization.

Key Responsibilities:

• Develop business opportunities through customer, professional and organizational contacts.
• Understand, structure and present loan requests to optimize the return to the bank.
• Review loan documentation for correctness, attend loan closings, and follow up on missing or exception items.
• Monitor delinquencies, overdrafts and financial indicators of potential loan repayment problems.
• Organize and prioritize work-flow to ensure highest priorities are addressed on a timely basis.
• Attend Bank meetings as needed.

• Bachelor degree in fields such as accounting, marketing, business administration, finance, etc.
• 7 years related experience and/or training.
• Vast knowledge and expertise handling commercial loans.
• Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the Bank.
• Knowledge of credit analysis/underwriting.
• Familiarity with the market territory including all of New Jersey and nearby parts of neighboring states.
• Demonstrate successful business development through external referral sources.
• Knowledge of Baker Hill software a plus.
• Proficient in MircoSoft office, including Word and Excel.

Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.

Military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.